Wells Fargo (wellsfargo.com) should be considered, especially if you bank with banking giant For federal loans, Wells Fargo requires that you are graduated, the loans are in good standing and total over ,000.
If you meet these requirements, no fees or credit checks are required to consolidate your federal student loan.
We help borrowers compare the best refinance and consolidation companies in one place.All of the banks and lenders below allow borrowers to refinance student loans, as well as consolidate them during the process.Unfortunately, as of April 2011 Next Student is not accepting private loan consolidation.Student Loan Network (studentloannetwork.com) is another place online to consolidate both federal and private student loans.Your annual interest will be determine by your credit, and Wells Fargo allows consolidation of private loans totaling from ,000 to 0,000.
Next Student (nextstudent.com) is an online business.(Note: When mentioning student loan refinancing throughout this guide, it is implied that consolidation can be a part of the same process.) Both private and federal student loans can be refinanced with a private lender.If you don’t meet the requirements of a certain lender, a creditworthy cosigner can increase your approval odds and help you receive a lower interest rate.This makes applying for a loan, gathering information on that loan and making payments easy.Next Student offers all the benefits of other places to consolidate, including payment terms of up to 30 years, fixed interest rate, lowering of monthly payments by as much as 50 percent, no credit check for federal loans and no fees to sign up.We use data other lenders don’t—like your savings patterns, investments, and career trajectory—to give you the rate you deserve.